What if I Am Injured in an On-the-Job Car Accident?

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We understand that you are likely a hard worker who makes a diligent effort to excel in your job duties. Therefore, we understand just how devastating it may be if you get involved in a car accident while on the clock; especially if the circumstances point to it being no fault of your own. With this, you may not only be worried about your job security, but also how you are going to financially recover from your incurred damages. Follow along to find out what to do if you are injured in an on-the-job car accident and how a proficient Toronto car accident lawyer at Merricks Law Group, P.A. can help evaluate your legal options.

How might I get involved in a car accident while working?

Immediately following your involvement in a car accident, you may think of what avenues to pursue for financial compensation. One consideration you may make is seeking aid from your employer or through your work injury benefits plan; this is particularly if your car accident occurred during company time.

You must understand that this may not be a viable option if you were simply commuting to or from your place of employment. However, you may have a valid claim if you can argue any of the following circumstances as relevant to your case:

  • You were driving because it is a key component of your job responsibilities (i.e., you are a delivery driver, service technician, home healthcare worker, salesperson, etc).
  • You were driving to another location to complete a job-related task.
  • You were driving a company car at the time of your accident.
  • You were driving while you were “on call” for your job.
  • Your car accident occurred on the company’s premises.

What should I do if I am injured in an on-the-job car accident?

In the province of Ontario, you may consider turning to the Workers Safety and Insurance Board (WSIB) to receive coverage for your on-the-job car accident. This is because, of note, the WSIB is available to part-time, full-time, temproary, and permanent workers alike. On the other hand, though, the WSIB has strict guidelines with what it considers a relevant connection between your car accident and the nature of your employment.

With this in mind, you may carefully consider whether to pursue a WSIB claim or instead opt for a traditional car accident claim. It may just come down to what route you believe has a greater likelihood of success and thereby a greater amount of payout. Rest assured, regular conversations with your lawyer may help you reach the best conclusion.

In conclusion, it is in your best interest to employ a talented Toronto work injury lawyer before filing your claim. So please schedule your initial consultation with us at Merricks Law Group, P.A. today.

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