If you require financial compensation after incurring injuries and damages in a car accident, you will likely have to speak to the other driver’s insurance company. However, this is not as easy as it may seem. Follow along to find out the best approach you can take with insurance adjusters and how a proficient Toronto car accident lawyer can stand by your side throughout.
Why do I need a Toronto lawyer to speak with insurance adjusters?
At the end of the day, insurance companies are businesses. So they will care more about their bottom line than about how much compensation you require. This may lead to them offering you a lowball settlement or making you sign paperwork that put you at an unfair disadvantage.
Rest assured, a talented Toronto car accident lawyer is ready and able to be in your corner. We will advocate for you and ensure that you are not being taken advantage of.
How do I handle speaking with insurance adjusters after my car accident?
Once you retain the services of an attorney, you will be able to begin your conversation with insurance adjusters. Unfortunately, insurance adjusters are notorious for using sneaky tactics to get you to contradict yourself or downplay your injuries. To avoid falling under this trap, you must prepare a sufficient amount of evidence that stands by your claims. Such evidence may include the following:
- A copy of the official police report conducted at the scene of your accident.
- Pictures and videos of your damaged car.
- Pictures and videos of your injuries.
- Medical bills for the necessary treatment of your injuries.
- A doctor’s note stating the date, time, and severity of your injuries.
In addition, the insurance adjusters may try to send you to a specific auto body shop. However, you should be cautious about this, as they may have a deal with this shop to give you an estimate that does not fully cover your damages. Instead, you should go to a shop that you trust.
And lastly, if you deny an initial settlement that you believe is a lowball, you should expect that the insurance adjusters will give you the silent treatment. Usually, they do this in hopes that you will wait longer than the statute of limitations to file your claim. So, you and your attorney must keep after the insurance adjusters to respond and cooperate appropriately.
All in all, you should not have to go through this tiresome process alone. Do not hesitate in picking up the phone and giving our firm a call today.